I hate to be the nay-sayer of the group, but I am in your EXACT situation. And my life is **** right now. If it weren't for my wife's disability we'd be homeless. Imagine, my wife makes more than I do and SHE DOESN'T EVEN HAVE A JOB! I've been out of work for 4 months now, but I have a degree, a Bachelor of Fine Arts in Filmmaking of all things. Possibly the most useless degree and worthless 4 years I spent in college. That 8 years ago. I've been working in foodservice and retail since graduation and never had a job in my field (film/tv production) and can't parley my skills into any other line of work. I've never even had an interview for a job in my field. I've been applying to all kinds of jobs since being laid-off after Christmas (I was turned down for unemployment). Manual labor, administrative, foodservice, retail, managerial, anything and haven't heard anything from anywhere.

I'm inclined to say things aren't going to get better anytime soon unless I go back to school and get a different degree and probably the same for you. Because the years feel like they are flying by for me and even if you or I do eventually get jobs we won't have been working long enough to build any kind of nest egg or have time to do all that stuff we keep thinking we're gonna do before it's too late. sorry man, but that's the truth.