To answer some questions and clarify some things:

My husband was appointed as a payee because and only because I have bipolar.
Our marriage has been really strained due to my bipolar.
I am a rapid cycler with episodes every 4-6 weeks.
I am glad someone stayed that most people with spending issues do it by opening lines of credit.
Not only does my ssdi go to him he also wants me to deposit my Va and voc rehab money (college) money has well and has been very vocal about it.
It is good (not really ) that it is possible to have more than one risky behavior. I wish they would outline that in literature. Everything I read lists behaviors but no where does it say you can have more than one. Thanks for the clarifications. I think that's it for now. Thanks again