Thanks for the input. Yes, I feel really lucky...she's being very generous....but I just don't feel right about it. I'll take your 11 year old clunker! I have a 16 year old clunker with over 200,000 miles on it! Hubby's clunker is 29 years old! I also, yes, do feel guilty because I've thought about quitting myself. How could I when she's being so generous? Then I wondered if she's doing this to try to give me incentive to stay. Not to be manipulative, but because she cares and knows I need to be in therapy. I agree with her... but sometimes I think it's just too darn hard to change at my age...

I do try to make sure people realize I'm far from ungrateful...

But yeah, if she waived my copay, and I WAS able to get a new (to me) car, or go away for a weekend...I'd wonder if she was thinking "well gee, she has the money for that!" No, I don't think she would...but I know I would!!