Quote:
Originally Posted by newtus
i never get late fees. i mean i always pay my bills on time is what im saying. i dont do auto pay because im on disability (fixed income). i have to spend that money elsewhere besides bills and i may not have that money for them to automatically pull out and i may get an overdraft fee on my banking acct which is worse than a late fee on a bill. on certain bills anyway. but i always pay my bills on time. i put them on my calender to pay. or write them down. or have a reminder on my phone. or something but i never do autopay. if i did autopay i would be in so much debt. some bills allow a certain amount of time in which in you have to get a bill in past the deadline.
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You're more responsible than me! I go to work, come home, get the mail, sit down and it hits me like a brick wall. Depression and panic symptoms arise. I no longer am able to do anything but act like a vegetable. During these times I stay away from triggers like my bills. It's best for me personally to have them on auto bill. That way I don't feel uncomfortable when the time is near.
Plus those assholes at Dell sending me past due bills. $20 extra a month is me having good memories with a friend one night! Sneaky bastards. Oh well, at least I was able to find a nice laptop to write with.