Welcome to PC redkatz. It does sound like you are in a dilemma. Even if you managed to obtain retraining, getting hired when you are in your 60's would probably be an issue. Can you manage to save anything in your current position for the relocation?

I recently relocated to the coastal area of South Carolina which has one of the lowest costs of living in the US. Housing, gasoline, taxes, food - all cheaper than anything else I am familiar with in the US. I've met several people who relocated here from the west coast and quite a few from New York because they could not afford to retire in those areas. Jobs in the service sector here are easy to find and that might augment your social security enough for you to live.

Hugs and best wishes. I hope you find your way. Having a plan always makes me feel better.