Not exactly medical care, but it is health care for me (mental health care), SO I am glad it is covered by my medical insurance or there is absolutely no way I would be able to afford therapy at all. It IS part of my mental health care, and since separate mental health insurance doesn't exist as far as I am aware, this is probably the only fit. My mental health issues DO become medical in nature as I have bipolar disorder which can require medical care. I prefer a two-pronged level of treatment for my mental health issues: both psychotherapy and medication management. Therefore, it makes sense for me that my therapy, which is equally vital for my mental health as my psychiatric care, be covered as equally vital and important to my overall health.

I have healthcare coverage which includes medical care, mental health, and wellness. On a separate policy I have dental care. On another separate policy I have vision. I am perfectly fine with my mental health services being covered in my healthcare coverage. I'd rather have that than another separate insurance policy and another insurance company to deal with.

You may be financially able to manage your therapy without insurance coverage, but the fact is many of us do not have that option and would go entirely unhelped without this kind of coverage.

Edited to add: I have a serious mental illness that has required medication management, hospitalization, etc. beyond just therapy. Therapy alone would not have been effective. I realize it is for some personal issues, but for those of us who deal with serious mental illness, our medical mental health care and our therapy are equally important and really can't be separated.