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Old May 02, 2015, 02:06 AM
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Rose76 Rose76 is offline
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Member Since: Mar 2011
Location: USA
Posts: 12,863
Quote:
Originally Posted by Aiuto View Post
would I be ok to cancel the Medicare B and just be covered by state insurance? This is so confusing. Any feedback I greatly appreciate
Do not do that. No, no, no. Someone else wrote about doing that and it was a big mistake. You can do it, but you will regret it.

If you are poor enough, depending on what state you live in, you may qualify for a special type of Medicaid that pays your Part B premium for you. A lot of states do that. Go to your income support office and apply for Medicaid. Just say you want Medicaid - any kind that you are eligible for. Your application will be processed and they will send you a letter telling you what you qualify for.

Once you get that application in, depending on what state you live in, you may eventually get a refund of some of those monthly payments you are making for Part B of Medicare. But get that application in.

While you are at it apply for the following, if you haven't already:

Food stamps (SNAP)
Subsidized telephone service (TAP : telephone assistance plan)
Fuel subsidy

Eventually, you will probably want to apply for a Medicare Advantage Plan. Those plans are offered by private companies.

You might be able to keep getting the state insurance and Medicare. People who get both are placed into special plans. If you cancel that part B premium, you might get kicked off the state insurance for doing so.
Thanks for this!
unaluna