Risk taking behaviour and bipolar go hand in hand - often that risk taking is spending money (I blew through $50,000 in a year and went bankrupt).

While on disability assistance however, I have been experiencing the opposite. I am afraid to spend money on anything other than food, rent, and bills. There isn't much to save at the end of the month but I have built up a little over a year.

My BiPolar peers seem to spend it as soon as they get it and are forced to visit the foodbank and rely on family for help. Some of them are not allowed to spend their assistance money themselves. Instead, the government agency directly pays their bills and manages their money for them.