If you have no credit cards I am unsure you would ever get a loan for the house and I doubt you can do it without certain kind of income. You'll need to pay mortgage. No way you can ever save enough to full pay in cash. Investing could bring you money if you invest smartly but that's a risk. Talk to financial advisor? Or trustworthy family member?

Can you wash dusty curtains?

I have a wicker basket my my bed where I keep things I need when I am in bed like magazine and my kindle and tissues and extra blanket and so on. The rest is in the night stand. Can you put some of the stuff on a night stand and in some type of basket if you have one? It doesn't really get that dusty unless you keep windows open a lot

Yes having credit increases risk of debt, I do have debt and now have hard time getting out of it. It is hard without credit card though. I wish I could manage without

Women shelter is not a bad idea, I volunteer in couple of shelters and staff is great they sure might lead right direction, no you don't need to be abused

I wish you luck. Feel free to tell me to shut up about how to organize your place lol I have an obsession and preoccupation with cleaning and organizing and do it for people who don't even ask me! It is annoying.

Sent from my iPhone using Tapatalk