I am so sorry to hear about your troubles! Moneytrouble is sooo stressful. I am fortunate to get by financially, but I have had to ask my family for help, because of overspending. And I have a credit card-bill I am still paying down after two years. (I went insane and bought the dummest things). I think the whole spending money-issue/slash not having enough money is a huge problem amongst people with BP. And it is true that some people will judge you for not having all sorts of fancy and expensive stuff. But a lot of people will not judge you at all for that. Especially now in with the recession and all. Unfortunately we tend to focus on the bad, and to overly focus on people who are judgemental. I hate when some people will respect me because I got a new coffee-maker, or went on a trip somewhere. (my fancy-shmancy new coffee-maker was a gift from my brother for my birthd. and my most recent trip was a gift from a friend. If they only knew...). So what if I find myself broke,because of some insane investment or spending episode? Then I know for a fact that those people will not have respect for me. And people like that, well they don't deserve my respect and not an ounce of my precious time. I have an illness, and with BP, there are no guarentees in life.
Have you tried the money-in-an-envelope-system? Put enough cash in an envelope that you estimate will cover your spending-money for that week. And have someone else have control of your debit/credit-card for that week. Sounds extreme, but money-issues are very serious, and it must be taken as that.