Quote:
Originally Posted by Maven
Yes, I could ask my bank, as well as Googling.
As for buying things on credit, a couple of years ago, I had to go to a dentist, and they tried to sign me up for CareCredit, but I wasn't accepted. They suggested we try signing up under his name with me as a joint signer. That time, we were accepted. I didn't really want to start a credit line back then; they just talked us into it so fast, all on that same day, and in just minutes. But that's how I started on credit. Last year, I signed up to Dell to buy a computer, and got accepted. This is why I think I could get a credit card, and as I said, build more credit.
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Googling is not always best when figuring out finances. That's why i said your bank might help you with maybe finding advisor or some banks provide all kind of financial consultations. I would talk to a professional show your income and your savings and ask for advice .
Yes building a credit is important especially if one lives in his own. Why don't you try to apply for a card?
Not to bring doom and gloom but things happen to people. What if something happens to your boyfriend? If you don't know how to live alone it is scary. My sister in law is entirely dependent on my brother in every sense and nothing better happens to him. But at least they are married and she will get life insurance or what not. Or move in with one of their kids. As we get older kind of have to think of these things. Always have to have a back up plan.
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