Thank you for the replies! There are 4 months left until the start of my uni year, and I have never felt so nervous... Because of that, I have devoted to living for the moment. I go out to pubs, walks, I throw money excessively for good and tasty things to cook/drink, but inside I am so scared... What happens if I fail again and have to re-pay the debt with having failed? Will they send me to prison? How am I going to look my parents and girlfriend in the eyes again? I just... don't know what to do. Sorry for my post, just sharing my thoughts...