I would ask if it's related to your attitudes about it? A lot of people have a lot of learned cultural and social hang-ups about it, and that tends to create a guilt complex that can feed on itself.

So many people, male and female, have posted on here about guilt, anxiety, depression, etc. "after". When they elaborate, most of that comes from cultural/religious beliefs or social hang-ups (such as old attitudes in the US that were ultimately religiously based too).

Is that possibly the root of your concerns - the old "you're going to Hell, you're gonna go blind, your palms will grow hair" kind of stuff?