Took me more than 3 years to get a Pdoc but I lost my T when the insurance changed. I've a Medicare advantage plan and they pay him ****. But he's a good doc I like him. I spent almost 2 of those years in my bedroom in a long depressive episode. Then when it changed to mixed I went to the hospital and everyone suddenly decided yeah I needed a Pdoc! They just wait for crises and hospitalizations before doing anything....even then chances are slim to get help. Yeah they have lip service that says insurance must now cover mental health but good luck finding it unless as lunaticfringe says, you have lots of spare money.