It is hard to go back to therapy if you have had some bad therapy experiences. Trust takes longer, and a good experienced in tuned T will know that.

I think Open Eyes has made some good points above. The age thing though, it's hard to tell with trauma work on what they know. Some older T's are pretty set in their ways and are not trained in the new trauma training that has been out for the last 10 years. My T who I worked with for 6+ years was 10 years younger than me. I'm in my 40's now. I did have an attitude of what the heck do you know, you are too young to know much, well she proved me wrong. haha! I've had a T who was 10 years older than me, but he was unethical and I had one who was 30 years older, but he started to have memory and physical problems.
As far as the money things goes, there are some in it for the money but I know many T's offer free or reduced rates. My T has been giving me support of the last 6 months with no pay at all. She does it because she cares for me and is trying to make the transition to a new T in my new city a positive one.

Trace you just had a very bad egg of a T.