You still need to go IP. Talk to a social worker while you are there and see if you qualify for HCAP. Different hospitals have different requirements but some are pretty fair and will reduce your bills. But even if you don't money is not worth suicide and it sounds like you have gone too far down that path.

I'm glad you took the seroquel though. Tomorrow please go IP. If nothing else you'll come out with a referral to a psychiatrist/