Enjoy the book and workbook. I think that was a good use of 12 dollars.

I'm glad for you that you have your own apartment. That gives you a safe place to go to for escaping the abuse ar your parents' home. You actually have accomplished some very important things - like having a full-time job and an apartment of your own. That's a lot for a depressed person to achieve. Give yourself a pat on the back for those two really big things.

You know they don't usually put people in jail for not paying their bills. If a sizable portion of your bills is from credit card debt, here's an option for you. Default on the consumer debt. Then make up your mind to live on the income from your job. Apply for foodstamps and a housing subsidy. You can make it on your own, if you accept the limits of your income. Do that for 6 months, and I promise you that your self-esteem will shoot up.

However, if you totally believe that you cannot do anything different from how you are doing, then I promise you that you will stay miserable.