I hear you about not wanting to take the meds that might make worse what you already suffer from! I keep telling my doctor I refuse to take any medication which has a side effect of death (some asthma medicines!)

If your employer offering a subsidy? It could be good that you have to go to the exchanges; their insurance is the "same" as what you have and if you qualify for a Federal subsidy might be as painless as what you are paying for your company plan. I had a State plan that got discontinued the end of last year and I had no subsidies under it or the comparable new Exchange plan but the new plan was $40-$50 cheaper each month.

Your employer is dropping health coverage. Yay?