yea I know, you are not alone I know a few people who are saving their money to pay for the annual 285.00 per person in their family for not having health insurance just out of principal of no one can force getting health insurance.

a few that I know have since caved and gotten insurance because they realized by getting insured they were actually saving money on therapy alone. let alone dental and medical, meds and such. instead of paying close to a thousand a month (therapy sessions, psychiatrist sessions, medications, ) they now pay $75. then the insurance picks up the rest of the costs. she said it was such a relief to be able to go to a medical doctor and not have to worry about how much food and meds and how many therapy sessions she would need to cancel in order to get seen by her medical doctor when she got sick.

my point is if it works for you to not have insurance and you are willing to pay the annual fee for not having insurance thats up to you. like you said no one can force you to have insurance.

me well I'd rather pay for insurance and have my family and I not have to worry about where the money was going to come from should my children, wife or I need medications, therapy, medical doctors, specialists and such. my therapy sessions alone was taking close to $800. a month during a very trying time i was going through because of dissociative problems and other problems I was dealing with in therapy. for me and my family I actually come out ahead financially by having insurance.