Unfortunately I can't waive a magic wand and get insurance. What I do have to do is not let my previously diagnosed depression make me lazy and FORCE myself to check stuff out from this site and NAMI. If I don't do something soon, I'll be in worse shape; but I need to get my act together at least for this situation. Low prescription costs doesn't seem to be the problem; the problem is being able to see doctors or a shrink (I'm still experimenting with anti-depressants).

Thanks for more specific advice and I'll still welcome more ideas!