It's probably part of being young -- but a lot of people have trouble with budgets regardless of age or mental illness.

Schools often teach kids how to budget now, but not when I was going, so it was up to my parents -- who couldn't stick to one either, one of the many ways they failed me as role models.

Your son makes more money than I do (20 years his elder and with an advanced degree), there is no reason he shouldn't be able to support himself. Does he have a savings program through work, a 401K or something? There is definitely no reason you should be giving him money!

I don't really know what to suggest, except maybe to send him to a credit counselor or financial adviser.

Good luck...

Candy