Well no one here can diagnose you, but you know that. And whether it's inappropriate isn't clear either- it depends on more than just hat you're telling us here. It's the patterns of mania or hypomania followed by depression that tell your doctor about bipolar disorder and they are looking for more factors than what you've listed here. I will say that a lot of people with bipolar II don't know they have it because they can usually function ok. Sometimes they are really energetic and productive, so they seem to be doing well.

Spending is reckless when it's impulsive and when you are spending more than have and/neglecting your other financial responsibilities. Are you responsible for some of your mothers finances or do you just feel like you should give her money? There is a big difference...