I know you don't want IP. I understand.... but if your tumbling so hard and fast and suicidal? then you NEED to keep safe ... even if that means an IP stay... As for financial aspects? Well, you pay what you can each month on your bill.. 5.00 -10.00 a month Thats less than one trip to McDonalds a month.. That is doable.
Shove your concerns about an IP bill to the side and put your husband and child front and center and you will see what matters the most.
Going IP will allow your get a much faster appt with a Pdoc.
Stay safe


Ps I just read your post about the drinking and benzo's .. Yeah you NEED IP. You didn't just take one extra pill.. You do realize lots of people have died drinking and taking benzo meds.... right?