I believe a person can be both stuck and have a therapist who is not capable of helping - and the latter part is the therapist's fault and not that of the client. Not all therapists are good for a client.
I say this as one who sees two of them = both psychodynamic and yet light years apart. If I could only afford one - I would choose the one who is better for me- the second one. Because I can afford it and the first one is good for some limited things in some ways that the second is not- I keep going to appointments with that one too. But for what people here describe as therapy - the second one comes much closer for me (not exact - I would never want the sort of thing Hankster, for example, describes - much like I imagine she would not like mine) than the first. If I listened to people here - I would be a failure because the first one is not right in that way for me (I was told time and time again to quit and that I was failing at it by posters here). It is not true = the first one fails me in a lot of ways - I took charge and quit letting her by finding one who was better for me. The point is that sometimes it IS the therapist.