Thanks, Perna and Sky...
I have already "downsized" to the point that I could do it no more, having sold and moved from last year. This house is small, as was my goal. I actually auctioned off half my posessions to move here.
I'm not feelling much confidence in having "equity' right now...having lost in all the real estate transactions since my divorce. Had I been able to stay in the first house I bought aftger divorce, which was lovely '60's contemporary, I would be fine, but was assaulted by a stalker while living there and sold it quickly to escape, at a $20,000 loss! At the time, 11 years ago, it was the only solution, but now I'm feeling the financial pinch!
We all have our stories and histories, don't we!
At present, having "equity" means little to me!
Patty