Hi Fuzzybear,
I see you have more rainy umbrella girls...
I do think those who have suffered through something walk away with some type of teaching. Like mandyfins mentioned, it depends a lot on the person. I found something from a book I’ve read. It’s about the teachings of Kuan Yin who is seen by some as the goddess of compassion and mercy. There’s an interesting part in there that reads:
"People who've never suffered haven't yet developed an ability to utilize their own creativity to solve a challenging situation. An analogy would be that of a person who has fallen into a well. After many attempts of trying to climb out of the well, they develop strength, ingenuity. That is what many are doing on this earth. However, devastating struggle is always karmic. It might seem karmic if one has had a bad day or week. However, "little suffering" is for the purpose of building character and inner trust. On the other hand, "extreme suffering" for no apparent reason is an indication one is dealing with big karma."

Hugs to you. ~ Bee