I turn 65 in October and am going from my Blue Cross/Blue Shield plan ($405/month) to an Advantage plan, same as my husband has, "F"; done deliberately because I know my doctor is in the plan, also Blue Cross/Blue Shield, for like $64/month. I have to get separate pharmacy coverage but it, too, is not too bad, my total health insurance bill (including what is deducted from my Social Security for "B") should be only a little over half of what it is now.