If it's anorgasmia still, then how can I orgasm on my own or masturbate next to him and achieve orgasm relatively easily and consistently? I only seem to freak out if he touches my clit. Nowhere else.

And I'm not on any psych meds. The only med that I'm on that could cause a problem is birth control and that's only supposed to lower my desire. My desire is certainly not lowered.

It could just be performance anxiety. I was shamed in the past for not having an orgasm when I was "supposed to". Not by the current partner mind you, but the current partner was so used to women getting off pretty easily with little to no effort, that he seemed very surprised that I'm so "difficult". So he inadvertently made me feel like I was some kind of freak.