For me, I was having great difficulty just getting up and going to work every day. It was a great relief for me when I was approved for disability. Just as cakelady mentioned, SS approved, but I had to have someone else control my finances. It wasn't too big of an issue when my wife as the admin, but after she died in 2010, my crazy, 70 something mother took control of the finances. That's been a tough situation. I don't know what I will do after my mother passes.