I agree that getting married is part of a financial decision but shouldn't be the reason to get married. First of all if you want to get married you should talk about where you both want to be in the next 5-10 years, once school is over and you get careers. Then how you both feel about how money is saved or spent for both of you to have your own freedoms with, like what % of your paycheck will be seen as you own money to do with as you please. Plus, lets not forget about how you each feel about kids.

I think the thing with divorce rates is that it is now seen as ok to get a divorce than it was before. I'm not saying that it's right but some go into a marriage thinking that it changes people or that it could save a relationship just like how some wife's thinking that getting pregnant can save a marriage when it puts the nail into the coffin.

If you two really want the marriage to work you have to go into it seeing that if you have no clue where you are heading you can end up going in different directions. Do you know what you want to do with you life when school is over? Do you know if you want to stay in the same area or move out of it? You want to look ahead and think really hard together and if one of you doesn't know the answer to any one of the questions about life then wait.