I don't think it's a good idea speed up getting married for financial reasons. I'm not sure I understand why being married would save you so much money in school loans, unless he's in the military. Or unless he is wealthy and can pay the loans off for you. So unless you're marrying him because he has a lot more money than you, its not as helpful financially as you might think. it's better to have debt paid off as a single young person. Then you can marry when you are both financially secure. Marriage is hard and everyone is madly in love the first year or two. So it's always good to wait it out and see if those feelings are still there after more time. People also change a lot between their 20s and late 30s, and that change is what sparks marital troubles. The longer you wait the better for both of you even if it means struggling financially for a while first.