Patty,
You hit the nail on the head -- I am lacking structure right now.
I'm just trying to get through this last week of teaching online. I've been teaching for almost two months now, and won't get paid until the end of the month. It is really exhausting after awhile, without having some money roll in to give me a pick-me-up -- nevermind my budget!!
I'm sorry you're having pain too.
(((((((Patty)))))))
EJ