One thought here for you....if your mom grew up during the depression, she probably has a hard time considering spending the money, even if she can well afford it. My aunt was the same way with her home. She let things go because she figured she was getting older and she could leave it to the next person and the fact that she was afraid to spend the money she had....it all came from the age of having nothing and saving everything.

I hope you can get her to reconsider....

Good luck!
Hugsss
J