
I agree that it's time for you. If you're unable to function in your daily life, then it's time. It also would be if you were facing a crisis that threatened your immediate health or safety.
(I had a crisis situation about a month ago, where I didn't reach out to my T or marriage counselor because it was late on a Sunday night, and I wasn't sure if it would have been OK to bother them. When I asked about it later, they reassured me that it would have been fine to call them. So now if I'm in a situation like that again, I plan to call.)