Well you are only 24. Majority of what you are saying is all theoritizibg and speculating. We all were 24 at some point.

If you have all these fears you really do need a good therapist to help you heal. Instead of healing your pain and learning to live happier life you are coming up with ideas how to live your life avoiding pain. You aren't going to avoid pain regardless if you commit to one person or sleep around. Pain is kind of part of life.

I sure hope you find good t soon. Good luck

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