I don’t get that. Why do people (worse for a T as they ought to know better) say such things e.g. i love you, money doesn’t matter, will be in your life forever etc... and then such discrepancy as, in your case: if you can’t afford me, bye-bye?! (esp if you say she isn't hurting for money)

I would feel the same as you re genuineness of the relationship and her supposed caring.

I really hope when you speak to her you can talk this out (politely) and come to a half-way compromise. Otherwise - if she is adamant this is her new policy, i wouldn’t feel too positively about her morals tbh.