I'm looking at a new insurance plan which says, "mental health outpatient - no limit on visits". Does that really mean what it says? Is "mental health outpatient" regular therapy sessions?

Does it matter that I've been going 3x a week for the past year - will they still pay out? It's not like it's a typical once a week or once every two weeks type of situation.

I want to figure out if they will really be covered before I sign up for it. If not then I'm paying out of pocket for therapy still and an insurance plan I won't use.

Thoughts? All of this insurance stuff confuses the crap out of me.