Some that don't take insurance will give you a bill that you can submit for reimbursal. When that reimbursment comes in, you can pay.

This is how I do it, but I do admit I paid up front for a while before I established a therapeautic relationship. And theres the deductible. I am glad I did it though, I need therapy more than I need money. In the end it helped me get out of a hole I was in job-wise and I'm making a lot more than I did when I started.