I also can only pay minimum on my debt and I actually work two jobs and I make decent income. But we took pay cut, which resulted in huge financial loss for me. It is stressful. I agree. My finances cause me major anxiety. There is like no way out of it. My issue isn't even caused by low income but by my own bad money management

Since you have college degree ( you have student loans) can you get better paid job?

Since you don't go anywhere on the weekend and just stay home could you look for a weekend job that is undemanding and not too stressful? Even few hours here and there for minimum wages would get you few hundreds a month? I understand about health condition and not working two jobs. But just few hours?


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