I've been following this post anonymously since its inception. I just felt the need to wade in. What I am about to say is not intended to be mean spirited. I just felt I needed to say what needs to be said. I'm pretty sure there are more than one here who will agree...

What I am seeing is a whole lotta people trying their best to offer some sound advice. What I am seeing is that aadvice completely being ignorred.

Now, try listening to what people are trying to nicely tell you. What they are saying is good common sense.

While there obviously people dysfuntion you can't ignore, only you are responsible for your life.

Look beyond the money issue. Yes, it can't be ignored. But you have got to deal with what else is happening in your life. FIRST. This it sounds like what your T is trying to do. She sound as if they are frustrated with you ignorring this. I would listen to her.

I am sorry but I have to be brutally honest about what I have observed.