I work full time. I have been at my job for almost 8 years. I'm the only person in the company who really knows how to do my job, and my job requires a lot of talking on the phone and calling people (which I hate.) It gets harder and harder all the time.

But, I don't want to go on disability. My mother-in-law went on disability when she was 36 for her bipolar(same age I am now.) She makes $900 a month before Medicare and Rx coverage so only gets about $750 to live on. Her husband abandoned her when she went on disability. She ended up homeless and now lives with us, which is really hard because she's terrible with her tiny amount of money and doesn't buy herself any groceries and basically only pays us enough to have tv service. The world is not set up for people who do not have some sort of support system.

I don't think it's shameful to need disability, but I do think that people who don't know the reality of it and think disability is a "free ride" are idiots. Where I live a 1 bedroom apartment is $800 a month. The disability housing list you have to wait 3 years just to get your application on the list, then it's first come first serve and they don't make any exception for emergencies. This is part of the reason so many people with MI are homeless.