Wait until you get to the bits that you ARE covered for, by then you will be depressed, confused and anxious...

Wont that void the policy has they are all mental health related?

So in there legale'es speak they are telling you, you have little or no chance of ever making a successful claim from them for anything health related, has the mental health clause pertains to all things health related, and if 1 symptom (pertaining to mental health issues) or more, can be proven to be the cause of your injury, then they wont pay medical on those grounds, or something along those lines.