((((robyn)))) i know exactly how you feel. i had to go through bankruptcy years ago before i got married. i know it's hard. even now, my hubby and i are going through a financial mess a result of my medical bills. it's tricky, but we're getting through it ok. we just have to be careful and scrimp quite a bit. i don't know if this is comforting or not, but please know that i understand.....