Quote:
Originally Posted by Ellahmae
I'm looking at a new insurance plan which says, "mental health outpatient - no limit on visits". Does that really mean what it says? Is "mental health outpatient" regular therapy sessions?
Does it matter that I've been going 3x a week for the past year - will they still pay out? It's not like it's a typical once a week or once every two weeks type of situation.
I want to figure out if they will really be covered before I sign up for it. If not then I'm paying out of pocket for therapy still and an insurance plan I won't use.
Thoughts? All of this insurance stuff confuses the crap out of me.
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Ask the right questions before you switch. it would seem outpatient sessions is covered. ensure inpatient is also covered. ask about yearly limits on both. ask if you have to choose from their therapists, ask for a listing and review it. contact therapistsvand inquire as to their methods and success. if you want to keep current therapist check with him or her to see if the accept this insurance. if no, ask them to enroll with the insurance so you can keep them. good luck