jenniy,

You can find out online how much money you would get if you received Social Security Disability. Here's the link to the page where you can get info and also start to fill out an application online if you'd rather do that than do a phone interview or go in to your Social Security for the initial phase.

Whether or not you'd be able to afford to live on your own depends on how much you'd be getting in disability payments and also if you were able to get housing that's either government subsidized or that charges a flat percentage of your income. (usually 30%).

The amount of disability income someone gets can vary from the SSI amount (minimum of $733 + whatever, if any, extra your state adds) to regular SSDI disability which is based on the salary you made at your previous jobs. I think the max monthly benefit for that is around $3600 now.

So you can see, it's hard to answer a question like "will I be able to afford to live on my own" without knowing exactly how much money you'd be getting.

If you aren't getting that much money, you can be eligible for other benefits like SNAP (food stamps).

If you want to have your own place and are on disability, it's almost always possible if you take time to learn what kind of housing is out there.

As far as schedule, yes, you have to make your own schedule if you're on disability or your routine can become very shapeless.

That doesn't mean there aren't plenty of things to do. Depending on what your health allows, there is cooking, grocery shopping, other shopping, volunteer work, psychotherapy, exercise or physical therapy, getting together with friends, church if you do that, clubs or hobbies or meet-up groups, and pets if you want them.

Also, being on disability does not mean that you can't work at all. If you're young, a disability income can give you the support you need while you try to figure out what kind of work you can do that won't aggravate your health problems.

If you poke around on the Social Security program, you can find info. about the resources they provide to help people on disability find work that they can do.