I learned a couple of tricks years ago when I used to make collection calls.
First, I make a note of the points I need to make, questions I need to ask.
Secondly, I usually will stand while making the phone call. When worried about the call for whatever reason, by standing, it gives you a feeling of being large and in control.
I hope this might help anyone out there who is having difficulties making phone calls. Also, practice helps too. Ask a friend to critique what you are saying
Hugsss
sabby