I have a bad spending habit. Not severe but bad enough that I have to really keep myself in check.
There's been some regret. All my inheritance and a large sum that my mom endowed on me when I was trying to look for work the following year. Turns out it takes me 5 months to burn through $10,000. This money could have gone towards a career, my own computer, an activity for my daughter. I feel guilty about that one, sometimes. I could have saved it to use as a down payment on a house. I hate renting so that was a real kicker. At least I don't gamble. But I have a big habit of buying take-away and little things that don't last. I feel almost too comfortable when I have money and I always think, eh what's another $10? I feel anxious at the same time. I feel eerily comfortable when I don't have money, too. I feel like I can't lose anything. But when I have money I feel like it's constantly at risk to get stolen in some hack or scam. I don't trust my bank.