Yep x123, I totally agree. I will be 49 in less than 3wks. I look at my sad state of life and affairs right now and it scares me I might have to spend the next 20-30 years living alone and on disability. The prospect of that only makes me feel even worse and Depressed. I know it sounds incredbly materialistic but I DO think of being 50 and having nothing to show for myself. No home, no nice things, no security.