I went the opposite way. I started on adjustment disorder and moved to depression. Is there a way that you can get a discount or help paying for T? I hate paying $110/hr for my T due to a reduction in hours at work. Some places have sliding ruler payments and the county has free services if you need it. I hope you find a way to continue to get therapy and your other needs met.
Oh by the way, I am sorry that you are stuck in the predicament.