I'm in the US. Insurance hasn't payed for all of my meds. I've fought them multiple times, have won some of the time, am currently fighting them again. My doctor wants me to start a medicine that's new to the market. It's expensive and there is no generic. Insurance won't pay a penny, it's not on "the list". So I am taking something else that they are willing to cover, but it's not working as well as I would like it to.